Your insurance company already made its decision. Now make yours.
For one flat $49, we prepare, review, and file appeals on denied claims between $500 and $10,000.
More than a template. Every appeal includes document review, appeal preparation, specialist sign-off, and filing through an accepted carrier channel.
Start My Appeal
Every Denial Produces a Second Invoice No One Sends You
Hours on hold. Evenings spent reading policy documents. Missed deadlines. Confusing paperwork you were never trained to read. Stress that doesn't have a line item.
That's unpaid labor. We take it off your plate.
You Weren't Trained for This
Your denial letter may give you a deadline without clearly explaining what to file, where to send it, or which supporting documents are required.
We prepare, review, and file the appeal for you.
Here's What We Do
Upload Your Documents
Fill out the intake form with your denial letter and claim details. Your information is transmitted over an encrypted connection and stored within a protected vault architecture.
See what you'll need →We Prepare Your Appeal
A formal appeal is drafted from your claim record: CPT codes, denial rationale, and coverage details.
We Review Your Appeal
A trained appeals specialist reviews every completed appeal before anything is submitted. Nothing is filed automatically.
We File It With Your Insurer
Your completed appeal is filed through an accepted carrier channel. We keep the transmission or submission confirmation that channel generates.
This $49 fee covers the complete process: intake, appeal preparation, specialist review, and filing through an accepted carrier channel. The carrier controls the decision and response timeline from there. Keep your submission confirmation and watch for requests or a written decision from the plan. We do not guarantee outcomes. If your appeal is denied, we will outline the next steps available to you, including external review and your state insurance regulator.
Every Appeal Is Reviewed by a Trained Appeals Specialist
Technology helps prepare the paperwork.
Before filing, a trained appeals specialist reviews:
- Denial rationale
- Appeal structure
- Supporting documentation
- Carrier-required forms
- Routing destination
Nothing is submitted automatically.
Why $49?
Flat fee. No contingency. No percentage of your savings, ever.
Half of U.S. adults can't absorb an unexpected $500 medical bill, and the median unexpected medical expense runs $1,000 to $1,999, according to KFF. That's the range where a denied claim is too costly to ignore and too small to justify a lawyer.
Preparing and routing an administrative appeal packet requires essentially the same workflow whether the claim is $500 or $10,000. So the fee doesn't change either.
$49. Every case. No percentage.
Not eligible? You won't pay. If we determine during intake that your claim falls outside our service criteria, we'll refund your payment before filing.
Most People Give Up
19%
of in-network claims from HealthCare.gov plans were denied in 2024.
<1%
of those denied claims were ever appealed.
34%
of the appeals that were filed were reversed in the patient's favor.
Source: KFF analysis of CMS HealthCare.gov claims data, published March 2026.
Insurers denied roughly 1 in 5 in-network claims in 2024. Fewer than 1% of those denials were ever appealed. Most people stop before they start—not because every denial is valid, but because the process is exhausting. When a denial is never challenged or corrected, the insurer's original decision usually stands.
Before You Pay That Bill
Find out if your health insurance denial deserves a second look.
Start My Appeal